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Real Estate

Top 5 Things You Should Know Before Buying an Apartment

Buying your first flat can be an exciting adventure, but also a bit stressful. I’m here to guide you through the process, share my mistakes and hopefully make it easier for you. The first rule of buying your first place is, don’t act like you know everything. Even though you might think that you do. There always is someone else who knows what he or she is talking about (even better than you). Also, this checklist will help you concentrate on the most important things in a flat search.

Property Price:

There are a number of facts that you need to consider when you’re buying an apartment in Thrissur. The size of the property, the amenities, the maintenance charges, and so on. One of the most important factors in deciding whether to buy a particular flat is its price-to-area ratio.

If you have found a flat that seems to be reasonably priced in terms of area, then you should compare it with other similar properties in the same neighborhood. You can do this by making use of the websites that provide detailed information concerning prices of properties.

These websites also provide you with information about areas in different cities so that you can find out the price-to-area ratio for these cities too. When you compare the price-to-area ratio of your property with that of others in your locality, you will be able to tell whether it’s expensive or cheap. Of course, if your property is more expensive than most others in your locality then this might not be a good deal for you.

Price-to-area ratio is one of the most important aspects when it comes to buying a flat because it gives you an idea about how much real estate value your money is getting. If the price-to-area ratio is quite low, this means that your money will get

Flat’s Carpet Area:

There are many things to keep in mind while buying a flat. You must verify that the carpet area is larger than the floor area, else you are no different from an under-the-table purchaser. The carpet area is what you should expect according to the law. It means that if the builder has included a covered area of ​​100 square meters in the sale agreement, then your carpet area should be at least 30 percent larger or equal to 130 square meters. If you are buying a flat on the fifth floor, there should be enough natural light entering through windows. Otherwise it would be considered as a semi-basement flat. You must also check if there are any RCC columns within your carpet area, as it will reduce your carpet area considerably.

The buyer can receive no documents from the seller until he pays an amount equivalent to 10 percent of the cost of the flat to the seller as earnest money. The earnest money will be kept by a third person or group of people chosen by both parties until the time of transfer of property rights. The buyer can confirm his choice for this purpose by getting endorsements from three-fourths of other buyers who have booked flats in the project so far along with their signatures and stamp papers on a special form available with builders 

Land Record

Buying a flat is like buying any other property – it’s important to know exactly what you’re buying. And that you’ve got all the information.

the buildings insurance has expired

The title deed is the most important document in the sale of any property. It shows who owns which parts of the building, and who owns the land it stands on. You must check this document very carefully before signing any purchase agreement. If there are any problems with the title deed. they have to be sorted out before you can complete your purchase.

Checking the title deed can be complicated, but if you use an experienced solicitor or conveyancer they will be able to explain anything you don’t understand. You should also get independent legal advice from a solicitor or conveyancer before signing anything.

Location of the Flat:

Buying a flat is a life-changing decision that involves many aspects. It is important to keep in mind that getting a home loan is not an easy task and is very time consuming.

To get the best deal when buying a flat, you must go through the following checklist:

Location:

The location of the property matters most. What type of neighbourhood does it fall in? Is it going to be safe for your kids? Or for yourself? You need to make sure that you are buying a property in a place where people live with peace and harmony. Also, remember that the house should be close to your office or workplace. So you should consider the location of your office while deciding on buying a property.

You can take a tour of the area where you want to live in and see how safe it is if there are any shops nearby, hospitals and police stations. Also, make sure that there are no places nearby that could be a problem for you after moving in.

The location of the house will also matter a lot especially if you have small children at home. It is best to avoid high-traffic roads and markets. If you have pets at home, then try to find out if there are any vets nearby so that your pet does not need to travel far when it gets sick.

Hidden and Additional Charges:

The penalty, charged at 1% of the total amount payable by you and your co-buyer. Should be paid to you by the builder every month till the possession of the flat is taken away from you.

As per Consumer Protection Act, 1986. If a builder fails to give possession of a flat within three years from the date on which it was meant to be delivered. then such builder or developer shall pay to each flat purchaser a sum equivalent to 1% of the total amount payable by him and his co-purchaser.

The penalty has to be deposited in a Government-approved escrow account and should be released only after taking over possession of the flat or getting an order from any court for release of such deposit.

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