Stepchange Reviews (Debt Solutions, IVA & DMP)
One of the most well-known step change debt charities in the UK is Stepchange Reviews. The charity is often recommended by Martin Lewis, one of the most iconic money advisors on our screens.
In this post, we will cast our magnifying glass over the Step Change debt solutions to help you decide if you should use them.
Read on to uncover more, including Step Change debt charity reviews and FAQs.
Who Are StepChange UK?
StepChange UK is a debt charity that provides free debt support and advice to anyone who lives in the UK and is struggling with debt. Last year alone, Step Change claim to have helped over 600,000 people struggling with their finances. They welcome debtors to get in touch and discuss their problem with professional advisors, who can then help them with their budgeting and recommend the most suitable and advantageous debt solution to get out of debt.
Step Change is funded through donations from the UK Government, banks and individuals, and the charity is regulated by debt industry groups.
What Debt Services Do Step Change Offer?
Stepchange reviews offer more services than the average UK debt charity. Whereas most charities can only offer debt advice, Step Change go the extra mile and offer:
Free debt advice
Debt Management Plans
Individual Voluntary Arrangement (IVA)
Debt Relief Order
Bankruptcy advice
Scottish debt solutions (see our Step Change Scotland review for details)
A Debt Management Plan is one of the popular services at Step Change. These are agreements between yourself and your creditors (via Step Change) to pay a fixed amount each month.
Often, the creditors agree to halt interest on your debt as long as you keep up with the repayments.
The only drawback to a Debt Management Plan is that creditors can change their mind because they are not legally binding. The better news is that Step Change can try to get you a Debt Management Plan and it won’t cost you anything!
Step Change Reviews
Step Change reviews are mostly outstanding, especially on Trust pilot. Online you can find lots of excellent reviews on Step Change, such as: Yes
“Stepchange have been brilliant all the way through. They have been helping myself for 3 Years now. Everyone you speak to, has the knowledge and shows great empathy towards your situation.”
“At first everything was good, then it went downhill. I called them to make a change to my DMP I never received the email review. I’ve tried calling, engaged for 3 days really?“
Step Change Debt Charity Review Step Change Debt Charity Review
How does Step Change work?
Step Change works by debtors contacting them for guidance on what to do when debts are causing stress and anxiety. Once Step Change advisors understand your specific situation, they can recommend debt solutions that are best for you.
Step Change can also help you with monthly budgeting and your financial knowledge to prevent debts from happening again.
Is Step Change a good idea?
Step Change is a fantastic idea for lots of debtors. They provide free help and will even speak to your creditors on your behalf. And because many of their debt solutions are fee-free, you could save money by choosing Step Change.
If you look up Step Change debt charity reviews online, you will see that so many people think Step Change is a good idea.
What Does Step to Changes think of Step Change UK?
We think Step Change is one of the best UK debt charities. One of the many reasons for this is because they provide debt solutions for free which often cost when you use debt management companies. They are a debt charity that go beyond helping with free debt advice.
And for that reason, we recommend using Step Change if you need debt help. But remember, you can also get useful information from us at Step to Changes for free as well!
To know more about Step Change iva reviews call our stepchange number 03338803165!!
